Jeana says:

“I’m not good at budgeting. It’s weird to be at a point where you have to think before you make a purchase. I just never had to do it,”

“I need to work harder. I need to get another job,” Jeana replied. “All the children want me to sell. I have a 9,000 square foot house, and they’re like, ‘It’s going to be just you alone. We want you to downsize.’”

Dr. Phil mentioned that Jeana’s son is 23. “And you’re paying for his SUV?”

Dr. Phil thinks she just needs to change her spending habits.

When Dr. Phil turned Vicki’s way and asked “Do yall talk to her about this?” all she did was talk about how much better she handles her finances.

Vicki says:

“I have. I’m a financial planner, so for me, I look at life differently. My son drives a 2001 paid for Tahoe, and when he will get a new one is when he’ll be able to afford one. He’s 23. My daughter just got a leased Mercedes. She’s paying for it all on her own. She’s 22. My husband drives a five-year-old car,” Vicki responds. ”I want to make sure we live within our means. I look at every dollar that goes out and every dollar that comes in, and there’s more being saved than we’re spending right now, because I want to save for that rainy day.”

When Dr. Phil asked Lynn “What’s your position on all of this?”

Lynn says:

“We’re a two-car family. We took the car we gave to my daughter for her birthday. We had to take that away from her, because she was not making the insurance payments”

Lynn also discussed how her husbands business has gone downhill, and he doesn’t let her know what their financial situation is.

She says:

“This is just an ongoing thing with my husband. He’s not honest. He’s a builder. Right now, in Orange County, the building industry is really downhill.  But he was already spending that money that he thought he was going to be receiving from jobs,”

I personally think Geana, Lynn, and Tamra all need to suck it up and start living like the rest of us.